625 ILCS 5/11-601 Speeding Ticket Illinois (2026): Fine Cost, Court & Insurance Impact

Quick Answer: 625 ILCS 5/11-601 Speeding Ticket Cost in Illinois (2026)

A 625 ILCS 5/11-601 speeding ticket in Illinois costs far more than the fine printed on your citation. Base fines range from $75 to $2,500 depending on speed, but court fees, surcharges, and insurance increases push the real cost much higher. Driving 26+ mph over the limit upgrades the charge to 625 ILCS 5/11-601.5 aggravated speeding — a criminal misdemeanor with possible jail time.

💵 625 ILCS 5/11-601 (1–25 mph Over)
Petty offense. Base fine $75–$1,000. With court costs and assessments, expect to pay $120 to $500+ total. No jail risk. Court supervision available.
🚨 625 ILCS 5/11-601.5(a) (26–34 mph Over)
Class B Misdemeanor. Fine up to $1,500. Up to 6 months in jail. Permanent criminal record. Court supervision is NOT available.
⛓️ 625 ILCS 5/11-601.5(b) (35+ mph Over)
Class A Misdemeanor. Fine up to $2,500. Up to 364 days in jail. Permanent criminal record. Court supervision is NOT available. Lawyer essential.

True Cost Example — 625 ILCS 5/11-601 Ticket (18 mph Over):

  • Base Fine + Court Costs: ~$250
  • Insurance Increase (3–5 years): ~$900 – $1,500
  • True Total Cost: ~$1,150 – $1,750
💡 Pro Tip: If you receive court supervision and complete all conditions, the 625 ILCS 5/11-601 ticket does not appear as a conviction — meaning your insurance rates may not increase at all. Always appear in court instead of simply paying the fine online. Learn how to fight your ticket →

What is a 625 ILCS 5/11-601 speeding ticket in Illinois?

A 625 ILCS 5/11-601 speeding ticket is a citation for exceeding the posted speed limit in Illinois. For speeds 1 to 25 mph over the limit, it is classified as a petty offense with fines ranging from $75 to $1,000 plus court costs. There is no jail risk. Court supervision is available, which can keep the ticket off your driving record. However, if you exceed the limit by 26 mph or more, the charge is upgraded to 625 ILCS 5/11-601.5 aggravated speeding — a criminal misdemeanor with fines up to $2,500 and up to 364 days in jail.

How Much Does a 625 ILCS 5/11-601 Speeding Ticket Cost in Illinois in 2026?

Speeding is the single most common traffic violation in the state of Illinois. Every year, hundreds of thousands of Illinois drivers receive speeding citations on highways, local roads, school zones, and construction zones. The cost of a speeding ticket in Illinois depends on several factors: how far over the speed limit you were driving, the location of the violation, the county where the ticket was issued, and whether any aggravating circumstances apply.

Illinois speeding law is codified under 625 ILCS 5/11-601 of the Illinois Vehicle Code. For speeds up to 25 mph over the posted limit, a speeding ticket is classified as a petty offense — a non-criminal charge that carries a fine but no possibility of jail time. However, Illinois draws a hard legal line at 26 mph over the limit. Once you cross that threshold, your speeding ticket becomes aggravated speeding under 625 ILCS 5/11-601.5, which is a criminal misdemeanor that can result in jail time, a permanent criminal record, and thousands of dollars in total costs.

This guide breaks down every aspect of Illinois speeding ticket fines in 2026, including base fines, court costs, surcharges, enhanced zone penalties, court supervision eligibility, and the long-term financial impact on your car insurance.

📑 Table of Contents

625 ILCS 5/11-601 Speeding Ticket Fine Amounts by Speed

The base fine for a 625 ILCS 5/11-601 speeding ticket in Illinois varies by county and municipality. There is no single statewide fine schedule for petty offense speeding tickets — each county circuit court sets its own fine amounts within the ranges allowed by law. However, the following table reflects the typical total costs (base fine plus standard court costs and assessments) that Illinois drivers can expect in 2026.

Speed Over Limit Violation Code Classification Typical Total Cost Jail Risk
1–10 mph over 625 ILCS 5/11-601 Petty Offense $75 – $200 None
11–14 mph over 625 ILCS 5/11-601 Petty Offense $100 – $250 None
15–20 mph over 625 ILCS 5/11-601 Petty Offense $150 – $400 None
21–25 mph over 625 ILCS 5/11-601 Petty Offense $150 – $1,000 None
26–34 mph over 625 ILCS 5/11-601.5(a) Class B Misdemeanor Up to $1,500 Up to 6 months
35+ mph over 625 ILCS 5/11-601.5(b) Class A Misdemeanor Up to $2,500 Up to 364 days

⚠️ Important: The "Typical Total Cost" column includes base fines plus standard court assessments and fees. Actual amounts vary by county. Some counties in Illinois have higher court assessment schedules than others, which can push the total cost of even a minor 625 ILCS 5/11-601 speeding ticket well above the base fine amount.

Understanding the True Cost of a 625 ILCS 5/11-601 Ticket: Base Fines vs. Total Out-of-Pocket Cost

Many Illinois drivers are surprised to learn that the base fine printed on their 625 ILCS 5/11-601 ticket is only part of what they will actually pay. Illinois law authorizes a variety of additional fees, surcharges, and assessments that are added on top of the base fine. These additional costs can sometimes exceed the base fine itself.

Fee Type Typical Amount Notes
Base Fine $75 – $1,000 Set by the county; varies based on speed over the limit
Court Costs $50 – $150 Standard fee assessed in all traffic court cases
County Assessment Fee $20 – $100 Additional county-level surcharge; varies widely
State Surcharge $10 – $50 State-mandated surcharge added to all traffic fines
Trauma Center Fund $5 – $15 Mandated contribution to emergency trauma services
Defensive Driving Course $25 – $50 Required if the judge orders it as a condition of supervision
Estimated Total (Petty Offense) $120 – $500+ For 625 ILCS 5/11-601 tickets (1–25 mph over), including all fees

625 ILCS 5/11-601.5 Aggravated Speeding: When a Ticket Becomes a Criminal Charge

Illinois is one of the strictest states in the country when it comes to high-speed violations. Under 625 ILCS 5/11-601.5, driving 26 mph or more over the posted speed limit is classified as aggravated speeding — a criminal offense that carries potential jail time and a permanent criminal record.

This is a critical distinction that many drivers do not understand until it is too late. A standard 625 ILCS 5/11-601 speeding ticket for going 25 mph over the limit is a petty offense with a fine. But going just one mile per hour faster — 26 mph over — transforms the charge from a simple traffic ticket into a criminal misdemeanor under 625 ILCS 5/11-601.5.

625 ILCS 5/11-601.5(a)
26 to 34 mph over
Class B Misdemeanor. Maximum fine of $1,500. Up to 6 months in county jail. Conviction creates a permanent criminal record. Court supervision is not available.
625 ILCS 5/11-601.5(b)
35+ mph over
Class A Misdemeanor. Maximum fine of $2,500. Up to 364 days in county jail. Conviction creates a permanent criminal record. Court supervision is not available. An attorney is strongly recommended.

Because court supervision is not available for 625 ILCS 5/11-601.5 aggravated speeding, a conviction will appear on your permanent criminal record. This can affect background checks for employment, housing applications, professional licensing, and other areas of your life far beyond the traffic court.

If you are charged with aggravated speeding in Illinois, your attorney may pursue several defense strategies, including challenging the accuracy of the speed measurement device, negotiating a plea agreement to reduce the charge to a non-criminal 625 ILCS 5/11-601 petty offense, or arguing for an amended charge when circumstances support it.

625 ILCS 5/11-601(b) School Zone Speeding Fines in Illinois

Speeding in a designated school zone carries enhanced penalties under Illinois law. Under 625 ILCS 5/11-605.1, fines for speeding in a school zone are increased significantly, and the penalties escalate with repeat offenses.

Offense Minimum Fine Maximum Fine Notes
1st offense in a school zone $150 $500 When school zone speed limit signs are posted and active
2nd offense in a school zone $300 $1,000 Penalties increase significantly for repeat offenders
3rd or subsequent offense $500 $1,500 May also result in license suspension

Additionally, many Illinois municipalities — including Chicago — operate automated speed enforcement cameras in school zones. These cameras issue tickets automatically when a vehicle is detected exceeding the speed limit during active school hours. Chicago's automated school zone speeding fines are:

📷 6–10 mph over the school zone limit $35 fine
📷 11+ mph over the school zone limit $100 fine

Automated school zone camera tickets are administrative violations — they are mailed to the registered vehicle owner, do not appear on your driving record as moving violations, and do not count toward the license suspension threshold. However, unpaid camera tickets can still result in late fees and other penalties.

625 ILCS 5/11-605.1 Construction Zone Speeding Fines in Illinois

Illinois law imposes doubled fines for speeding violations committed in active construction or maintenance zones where workers are present. Under 625 ILCS 5/11-605.1, the minimum fine for speeding in a construction zone is $250 for a first offense and $750 for a second or subsequent offense.

Construction Zone Offense Minimum Fine Additional Penalties
1st offense — workers present $250 14-day license suspension possible
2nd offense — workers present $750 Mandatory 90-day license suspension
Causing injury/death to a worker $10,000+ Felony charges; mandatory license revocation

The "workers present" condition is key. If construction zone signs are posted but no workers are physically present, the enhanced fines may not apply — though the reduced speed limit itself is still enforceable.

Illinois Default Speed Limits Under 625 ILCS 5/11-601

Understanding the default speed limits in Illinois helps you know what limit applies even when speed limit signs are not posted. Under 625 ILCS 5/11-601, the following default speed limits apply statewide:

Road Type Default Speed Limit
Interstate highways (rural) 70 mph
Interstate highways (urban) 55 mph
Other highways and rural roads 55 mph
Urban district roads 30 mph
Alley 15 mph
School zone (when active) 20 mph

Local municipalities may set lower speed limits on specific roads. Always follow posted speed limit signs, as they override the default limits shown above.

Court Supervision for a 625 ILCS 5/11-601 Speeding Ticket in Illinois

Court supervision is the most valuable tool available to Illinois drivers who receive a standard 625 ILCS 5/11-601 speeding ticket. When a judge grants supervision, the violation does not count as a conviction on your driving record — meaning it does not count toward the license suspension threshold and may not trigger an insurance rate increase.

Supervision Available 625 ILCS 5/11-601 — Speeding 1–25 mph over the limit (petty offense). Judge has discretion to grant supervision based on your driving record.
Supervision NOT Available 625 ILCS 5/11-601.5(a) — 26–34 mph over and 625 ILCS 5/11-601.5(b) — 35+ mph over. Criminal misdemeanors — supervision is prohibited by law.

To maximize your chances of receiving court supervision for a 625 ILCS 5/11-601 speeding ticket in Illinois:

📖 Related guide: How to Fight a Traffic Ticket in Illinois

How a 625 ILCS 5/11-601 Speeding Ticket Affects Your Driving Record

If your 625 ILCS 5/11-601 speeding ticket results in a conviction (either because you paid the fine, pleaded guilty, or were found guilty at trial), the violation is recorded on your Illinois driving record maintained by the Secretary of State (SOS). The consequences depend on your age and how many other moving violation convictions you have.

Outcome Goes on Record? Counts Toward Suspension? Affects Insurance?
Pay the fine (guilty plea) Yes Yes Yes
Found guilty at trial Yes Yes Yes
Court supervision (completed) No No Typically No
Found not guilty at trial No No No

📖 Related guide: Illinois Traffic Ticket Points & Driving Record Guide

How a 625 ILCS 5/11-601 Speeding Ticket Affects Your Car Insurance

A 625 ILCS 5/11-601 speeding ticket conviction can increase your car insurance premiums for 3 to 5 years in Illinois. The amount of the increase depends on the severity of the violation and your insurance company's policies.

Speeding Violation Estimated Premium Increase Duration
625 ILCS 5/11-601 (1–15 mph over) 10% – 25% 3 – 5 years
625 ILCS 5/11-601 (16–25 mph over) 20% – 40% 3 – 5 years
625 ILCS 5/11-601.5 (26+ mph over) 40% – 80%+ 5+ years
Court supervision (completed) Typically No Increase N/A

For a driver paying $1,500 per year in car insurance, even a 20% increase means an additional $300 per year — or $900 to $1,500 in extra premiums over 3 to 5 years. This long-term cost often far exceeds the fine itself, making court supervision or hiring a lawyer a financially smart decision in many cases.

📖 Related guides:

Do You Need a Lawyer for a 625 ILCS 5/11-601 Speeding Ticket?

Whether you need a lawyer depends on the severity of your speeding charge and your current driving record.

625 ILCS 5/11-601 + clean record You can likely handle this yourself. Appear in court, request supervision, and the judge will likely grant it if your record is clean. Lawyer cost: $50–$300 if you choose to hire one.
625 ILCS 5/11-601 + prior violations A lawyer can help present your case for supervision more persuasively, especially if you are close to the suspension threshold. Lawyer cost: $150–$500.
625 ILCS 5/11-601.5 aggravated speeding An attorney is strongly recommended. This is a criminal charge with potential jail time. A lawyer may negotiate a reduced charge or argue for the best possible outcome. Lawyer cost: $1,000–$3,000+.

📖 Related guides:

Common Illinois Speeding Violation Codes

When you receive a speeding ticket in Illinois, the officer will note a specific violation code on the citation. Here are the most common speeding-related codes you may see on your ticket:

Code Description Severity
625 ILCS 5/11-601(a) General speeding — exceeding the posted limit or driving too fast for conditions Petty Offense
625 ILCS 5/11-601(b) Speeding in a school zone while the school zone speed limit is active Petty (Enhanced)
625 ILCS 5/11-601.5(a) Aggravated speeding — 26 to 34 mph over the posted limit Class B Misdemeanor
625 ILCS 5/11-601.5(b) Aggravated speeding — 35 or more mph over the posted limit Class A Misdemeanor
625 ILCS 5/11-602 Special speed limit violations (bridges, elevated structures, certain marked areas) Petty Offense

Real-World Example Scenarios

Scenario 1: Minor 625 ILCS 5/11-601 Speeding Ticket on I-57 — First Offense

James, a 35-year-old driver from Springfield with no prior moving violations, is pulled over on I-57 for driving 72 mph in a 55 mph zone — 17 mph over the posted limit. The trooper issues him a citation under 625 ILCS 5/11-601. James appears at his court date in Champaign County and requests court supervision. The judge checks his clean driving record and grants supervision with conditions: pay a $120 fine plus $95 in court costs ($215 total) and complete a 4-hour online defensive driving course ($25). James completes all conditions, and the ticket does not appear as a conviction on his record. His insurance is not affected.

Scenario 2: 625 ILCS 5/11-601.5(a) Aggravated Speeding on the Eisenhower Expressway

Lisa, a 24-year-old from Oak Park, is clocked doing 83 mph in a 55 mph zone on the Eisenhower Expressway (I-290) — 28 mph over the limit. Because she exceeded the limit by 26+ mph, this is charged as aggravated speeding under 625 ILCS 5/11-601.5(a), a Class B misdemeanor. Court supervision is not available. Lisa hires a traffic defense attorney for $1,500. Her attorney negotiates with the prosecutor and, given Lisa's clean record, secures an amended charge to a non-criminal 625 ILCS 5/11-601 petty offense. Lisa avoids a criminal record but still pays approximately $800 in fines and legal fees combined.

Scenario 3: 625 ILCS 5/11-601(b) School Zone Speeding in Naperville

Tom, a 42-year-old from Naperville, is ticketed for driving 32 mph in a 20 mph school zone near a Naperville elementary school during active school hours — 12 mph over the school zone limit. The citation references 625 ILCS 5/11-601(b). The fine is enhanced under school zone provisions. Tom appears in DuPage County court and receives supervision with a $250 fine plus court costs, totaling approximately $350. Because he received supervision, the violation does not count as a conviction, and his insurance is not impacted.

Scenario 4: Repeat 625 ILCS 5/11-601 Offender — Close to Suspension Threshold

Angela, a 29-year-old from Chicago, receives a 625 ILCS 5/11-601 speeding ticket for going 68 mph in a 45 mph zone — 23 mph over the limit. The problem is that Angela already has two moving violation convictions on her record within the past 10 months. If this ticket results in a third conviction within 12 months, her license will be suspended. Angela hires an attorney who argues persuasively for court supervision based on the circumstances. The judge grants supervision, keeping Angela's license active. Without the attorney, Angela may have received a conviction that triggered an automatic suspension.

⚖️ Need Help With a 625 ILCS 5/11-601 Speeding Ticket?

Many Illinois drivers hire a traffic ticket lawyer to avoid a conviction, protect their driving record, and prevent insurance rate increases. An experienced attorney can negotiate for court supervision, reduced charges, or even a dismissal — and in many cases can appear in court on your behalf so you don't miss work.

Disclaimer : This content is for informational purposes only and does not constitute legal advice. Traffic laws, penalties, and court procedures may change over time and can vary by case. Always verify information with official sources or consult a qualified professional when needed. Last reviewed: 2026 • Based on publicly available official sources

FAQ

What is a 625 ILCS 5/11-601 speeding ticket?

A 625 ILCS 5/11-601 speeding ticket is a citation issued under the Illinois Vehicle Code for exceeding the posted speed limit or driving too fast for road conditions. For speeds 1 to 25 mph over the posted limit, the violation is classified as a petty offense — a non-criminal charge with fines but no possibility of jail time. The violation code 625 ILCS 5/11-601 is printed on your ticket and identifies the specific section of Illinois law you are accused of violating.

How much does a 625 ILCS 5/11-601 ticket cost in Illinois?

A 625 ILCS 5/11-601 speeding ticket costs between $120 and $500 in total fines, court costs, and assessments for speeds 1 to 25 mph over the limit. The exact amount depends on the county where the ticket was issued and how far over the limit you were driving. For 1 to 10 mph over, expect $75 to $200. For 11 to 20 mph over, expect $100 to $400. For 21 to 25 mph over, expect $150 to $1,000. These are petty offense fines with no jail risk. If you were driving 26+ mph over the limit, the charge becomes 625 ILCS 5/11-601.5 aggravated speeding — a criminal misdemeanor with fines up to $2,500.

How many points does a 625 ILCS 5/11-601 ticket add to my license?

Illinois does not use a traditional point system like many other states. Instead, the Illinois Secretary of State tracks moving violation convictions on your driving record. A 625 ILCS 5/11-601 speeding ticket conviction counts as one moving violation. If you accumulate 3 or more moving violation convictions within 12 months (or 2 within 24 months if you are under 21), your license will be suspended. However, if you receive court supervision and complete all conditions, the ticket does not count as a conviction and will not move you closer to the suspension threshold.

Can you fight a 625 ILCS 5/11-601 speeding ticket in Illinois?

Yes. Every driver in Illinois has the right to contest a 625 ILCS 5/11-601 speeding ticket. You can plead not guilty and request a trial, where you can challenge the state's evidence — such as the calibration and accuracy of the radar or LIDAR device used to measure your speed, whether proper procedures were followed during the traffic stop, or whether the posted speed limit signs were clearly visible. Alternatively, you can appear in court and request court supervision, which keeps the ticket off your record if you meet all conditions set by the judge.

Will a 625 ILCS 5/11-601 speeding ticket increase my car insurance?

If the 625 ILCS 5/11-601 speeding ticket results in a conviction — either because you paid the fine, pleaded guilty, or were found guilty at trial — your car insurance premiums will likely increase by 10% to 40% depending on the severity, lasting 3 to 5 years. However, if you receive court supervision and complete all conditions successfully, the ticket typically does not appear as a conviction on your driving record, and your insurance rates may not be affected. This is why appearing in court to request supervision is almost always a better option than simply paying the ticket.
Last Updated: 2026-03-13
Reading Time: 14 min • Word Count: 2747
Daniel Brooks Traffic Law Researcher
Daniel analyzes Illinois traffic offenses, fines and local ordinance variations.
Reviewed by legal expert.