625 ILCS 5/12-610.2 Cell Phone Ticket Illinois (2026): Fines, Court & Insurance Impact

Quick Answer: 625 ILCS 5/12-610.2 Cell Phone Ticket in Illinois (2026)

A 625 ILCS 5/12-610.2 ticket in Illinois is issued for using a handheld electronic device while driving. The base fine is usually $75 for a first offense, $100 for a second, $125 for a third, and $150 for a fourth or later offense. The big issue is that a third or subsequent conviction becomes a moving violation, which means it can affect your driving record, license status, and car insurance.

📱 1st or 2nd 625 ILCS 5/12-610.2 Offense
Base fine $75–$100. Usually treated as a petty offense and generally not counted as a moving violation for suspension purposes.
🚨 3rd or Later Offense
Base fine $125–$150. A third or later conviction under 625 ILCS 5/12-610.2 is treated as a moving violation and can move you closer to a license suspension.
⚠️ School Zone / Under 19 Drivers
Illinois has stricter rules for drivers under 19 and in active school and construction zones. Hands-free exceptions are narrower in these situations.

True Cost Example — 3rd Cell Phone Ticket:

  • Base fine + court-related costs: ~$125–$250+
  • Insurance increase if rated as a moving violation: ~$300–$900+
  • True total cost can exceed $500 to $1,000+
💡 Pro Tip: If you received a first or second 625 ILCS 5/12-610.2 ticket, you may be able to keep it from becoming a record problem by contesting it or seeking a favorable resolution in court. If it is your third or later offense, the insurance and suspension risk becomes much more serious. Learn how to fight a traffic ticket in Illinois →

Understanding 625 ILCS 5/12-610.2 Cell Phone Tickets in Illinois

A 625 ILCS 5/12-610.2 ticket in Illinois is a citation for using a handheld electronic communication device while driving. This includes texting, holding a phone for a call, browsing, typing, or otherwise manually using a mobile device while the vehicle is in motion. A first offense usually carries a $75 base fine, a second offense $100, a third offense $125, and a fourth or later offense $150. A third or subsequent conviction is treated as a moving violation in Illinois.

Illinois law prohibits drivers from using a handheld electronic communication device while operating a motor vehicle on a roadway. The main statute is 625 ILCS 5/12-610.2, and it is the law most commonly cited when a police officer writes a ticket for texting while driving, holding a phone during a call, manually entering navigation information, or using an electronic device in another prohibited way while the vehicle is moving.

This law is broader than many drivers realize. It is not limited to sending text messages. A 625 ILCS 5/12-610.2 citation can involve texting, emailing, browsing, manually dialing, scrolling through apps, typing into maps, holding a phone in your hand during a call, or any other handheld use of an electronic communication device while driving.

Illinois does allow certain hands-free and voice-operated uses for many adult drivers, but those exceptions are narrower than people think. In addition, drivers under 19 and drivers in certain school or construction zone situations face stricter rules. This is why many Illinois drivers are surprised after a traffic stop — they assume they were “just checking directions” or “just ending a call,” but the officer may still treat it as a violation under 625 ILCS 5/12-610.2.

This guide explains the 2026 Illinois cell phone and texting ticket law, the fine structure, when the ticket becomes a moving violation, how it affects your driving record and insurance, and what you can do if you want to fight the ticket or reduce the long-term damage.

📑 Table of Contents

625 ILCS 5/12-610.2 Fine Amounts by Offense Number

Illinois uses a structured fine schedule for cell phone and texting while driving violations. The fine increases with each additional conviction. The first two offenses are usually treated less severely than later offenses, but once you reach a third conviction, the risk to your record and insurance becomes more serious.

Offense Number Violation Code Base Fine Moving Violation? Insurance Risk
1st conviction 625 ILCS 5/12-610.2 $75 No Usually limited
2nd conviction 625 ILCS 5/12-610.2 $100 No Low to moderate
3rd conviction 625 ILCS 5/12-610.2 $125 Yes Moderate to high
4th or later conviction 625 ILCS 5/12-610.2 $150 Yes High

Important note: These are the standard base fine amounts written into the law. If you challenge the ticket in court, seek court supervision, miss deadlines, or trigger additional administrative or court-related costs, the real out-of-pocket amount may be higher.

What Conduct Is Prohibited Under 625 ILCS 5/12-610.2?

The most common mistake drivers make is assuming this law only covers “texting.” In reality, Illinois prohibits a broad range of handheld electronic communication device use while driving. If you are manually using the phone while the vehicle is in motion, you are putting yourself at risk of a citation.

Phone Activity Usually Prohibited? Why
Texting or reading texts Yes Direct handheld use while driving
Holding phone during a call Yes Illinois is a handheld-ban state
Typing an address into maps by hand Yes Manual entry into the device while driving
Scrolling social media or apps Yes Clearly handheld device use
Emailing or reading email Yes Electronic communication use while driving
Watching video on phone Yes Extremely unsafe and easily cited
Using handheld phone at a red light Risky / often cited You are still operating the vehicle in traffic, not lawfully parked

If the car is on the roadway and you are manually using the device, the officer usually has enough basis to write the ticket. Illinois drivers often assume “I was just stopped at a light” is a defense, but that is not the same as being legally parked.

What Is Still Allowed? Hands-Free and Legal Exceptions

Illinois law does not ban all electronic device interaction in every situation. Adults can still use certain hands-free or voice-operated features. There are also emergency and parked-vehicle exceptions. But drivers should be careful — if an officer sees manual manipulation of the phone, the “hands-free” defense often becomes much weaker.

Activity / Situation Usually Allowed? Notes
Bluetooth / headset / built-in hands-free calling Yes, generally Adult drivers can generally use hands-free mode
Voice-operated commands Yes, generally Safer than manual typing or touching the phone repeatedly
Single-button start/end for a hands-free call Usually yes Minimal interaction is treated differently from active handheld use
Calling 911 or reporting an emergency Yes Emergency use is a recognized exception
Using phone while lawfully parked Yes Best practice if you need to text, search, or type manually
Handheld use while moving No This is the core conduct banned by 625 ILCS 5/12-610.2

The safest approach is simple: if you need to type, scroll, search, or read something on your phone, pull over and park legally first.

Special Rules for Drivers Under 19 in Illinois

Illinois is stricter with younger drivers. A driver under age 19 generally cannot use an electronic communication device while driving except in limited emergency circumstances. That means a teenage driver may get a ticket for behavior that might be legal for an adult using hands-free mode.

Driver Category Rule
Drivers age 19 and older Hands-free and voice-operated use is generally allowed, but handheld use is prohibited under 625 ILCS 5/12-610.2
Drivers under age 19 Much stricter rule — electronic communication device use while driving is generally prohibited except for emergency situations

This matters because younger drivers also face a lower threshold for license suspension in Illinois. A driver under 21 can be suspended after only 2 moving violation convictions within 24 months. If a younger driver accumulates repeat cell phone convictions that become moving violations, the consequences can escalate quickly.

📖 Related guide: Illinois Traffic Ticket Points & Driving Record Guide

School Zone and Construction Zone Cell Phone Rules in Illinois

Illinois drivers need to be especially careful around school zones and construction zones. The state is more restrictive in these high-risk environments, and officers often enforce phone use laws aggressively there.

High-Risk Zone Rule Why It Matters
Active school zone Illinois is stricter in school zones, and drivers should avoid using any phone feature unless a clear emergency exception applies High child pedestrian risk
Construction / maintenance zone Drivers should avoid phone interaction in active zones, especially where workers are present and enforcement is heightened Worker safety / enhanced scrutiny

Even where a technical exception may exist, phone use in these zones is one of the easiest ways to draw enforcement attention. From a practical standpoint, the safest rule is: no phone use of any kind in school and work zones unless you are handling a true emergency.

When Does a 625 ILCS 5/12-610.2 Ticket Become a Moving Violation?

This is the most important legal distinction in the Illinois cell phone ticket system. A first or second conviction under 625 ILCS 5/12-610.2 is usually not treated as a moving violation for suspension purposes. But a third or later conviction is treated as a moving violation.

Conviction Number Moving Violation? Practical Consequence
1st No Usually limited direct record damage compared with speeding or red light convictions
2nd No Still more manageable than a standard moving violation, but repeat behavior looks worse in court and to insurers
3rd Yes Now it can count toward license suspension and become a much bigger insurance problem
4th or later Yes Greater risk of suspension, high-rate insurance classification, and tougher court treatment

Illinois does not use a traditional public point system, but moving violation convictions still matter. For drivers age 21 and older, 3 moving violation convictions within 12 months can trigger a license suspension. For drivers under 21, only 2 moving violation convictions within 24 months can trigger suspension.

Driving Record and Insurance Impact of a 625 ILCS 5/12-610.2 Ticket

The insurance and record damage from a cell phone ticket depends heavily on whether it is your first, second, or third conviction. A first handheld phone ticket is not as damaging as a speeding conviction, but insurers and courts view repeat cell phone violations as a sign of risky distracted driving behavior.

Ticket Outcome Driving Record Risk Suspension Risk Insurance Impact
1st conviction under 625 ILCS 5/12-610.2 Lower No moving violation count Often low or none, insurer-dependent
2nd conviction Moderate No moving violation count Possible insurer concern
3rd conviction High Yes — moving violation Likely increase
4th+ conviction Very high Yes — moving violation Strong increase risk

📖 Related guides:

How to Fight a 625 ILCS 5/12-610.2 Ticket in Illinois

If you believe the ticket was unfair, the officer misunderstood what happened, or you want to avoid a conviction because it is your third or later offense, you can challenge the citation in court. Illinois drivers generally have the same three broad options they have with other traffic tickets: pay, seek a favorable non-conviction outcome, or plead not guilty and fight.

Option What It Means Best For
1 Pay the ticket Low-risk first offense when record impact is minimal
2 Appear in court and seek the best possible resolution Drivers concerned about record impact, especially repeat offenders
3 Plead not guilty and fight the citation Cases with factual defenses or unclear officer observations

Possible defenses in a 625 ILCS 5/12-610.2 case may include:

📖 Related guide: How to Fight a Traffic Ticket in Illinois

Can You Get Court Supervision for a 625 ILCS 5/12-610.2 Ticket?

In many situations, a 625 ILCS 5/12-610.2 ticket can be handled in a way that avoids the worst record consequences, especially if it is a first or second offense. But whether court supervision is available or advisable depends on the county, the exact facts, your prior record, and how the court treats the citation.

Because third and later convictions become moving violations, repeat offenders have much more at stake and should take court appearances seriously. Even if a first offense seems minor, multiple convictions can build into a much bigger problem later.

Best candidates for a favorable outcome Drivers with a clean record, a first offense, and credible facts showing hands-free use, emergency use, or uncertainty in the officer’s observation.
⚠️ Higher-risk situations Drivers with prior cell phone convictions, drivers under 19, and drivers whose ticket would become the 3rd moving-violation-type problem in the relevant suspension window.

Do You Need a Lawyer for a 625 ILCS 5/12-610.2 Cell Phone Ticket?

Most first-offense Illinois cell phone tickets do not justify a major legal expense. But for repeat offenders, CDL holders, younger drivers, or drivers who are close to suspension thresholds, a lawyer can be worth far more than the fee charged.

Situation Lawyer Recommendation Typical Fee Range
1st offense, clean record Usually optional $50 – $250
2nd or 3rd offense Recommended $150 – $500
Under-19 driver Recommended $150 – $500
CDL holder or near suspension threshold Strongly Recommended $250 – $750+

For commercial drivers in particular, even a seemingly small distracted-driving citation can create broader licensing and employment consequences. If you have a CDL, do not assume a “minor phone ticket” is minor for your career.

Real-World Example Scenarios

Scenario 1: First 625 ILCS 5/12-610.2 Ticket — Handheld Call in Springfield

Brian, a 36-year-old driver from Springfield, is stopped after an officer sees him holding his phone to his ear while driving through an intersection. He receives a 625 ILCS 5/12-610.2 ticket. It is his first offense. The base fine is $75. Because this is a first conviction, it is generally not treated as a moving violation. Brian decides to pay it, but if he continues this behavior and picks up more convictions, later tickets will become far more serious.

Scenario 2: Third Cell Phone Ticket — Insurance Problem Begins

Marissa, a 28-year-old from Naperville, already has two prior 625 ILCS 5/12-610.2 convictions over the last few years. She is stopped a third time after an officer sees her typing into a map app while driving. This third conviction carries a $125 base fine and is now treated as a moving violation. Her insurance company later increases her premium because the repeat distracted-driving behavior suggests elevated crash risk. What once seemed like a series of small fines has now turned into a much more expensive problem.

Scenario 3: Under-19 Driver — Stricter Rule Applies

Sophia, an 18-year-old driver in Evanston, is cited after an officer sees her using a phone through her car’s speaker setup. She believed hands-free use was legal, but because she is under 19, Illinois applies stricter device-use rules. Sophia’s family decides to contest the citation because the long-term risk to a young driver’s record is more serious, especially if future moving violations occur.

Scenario 4: Alleged Phone Use in a Construction Zone

Anthony is driving through an active highway work zone near Chicago when an officer says he saw Anthony looking down and manipulating a phone. Anthony insists he was adjusting the vehicle’s built-in controls and not using a handheld device. Because construction zones are heavily enforced and officers are less forgiving there, Anthony receives a citation anyway. He pleads not guilty and contests the case, arguing that the officer could not clearly identify what he was touching from the patrol car’s angle.

⚖️ Need Help With a 625 ILCS 5/12-610.2 Cell Phone Ticket?

Many Illinois drivers hire a traffic ticket lawyer to keep a repeat distracted-driving citation from turning into a bigger record or insurance problem. A lawyer can review the officer’s observations, evaluate hands-free defenses, and help protect your driving record — especially if this is your third or later offense.

📖 Related Illinois guides:

Disclaimer : This content is for informational purposes only and does not constitute legal advice. Traffic laws, penalties, and court procedures may change over time and can vary by case. Always verify information with official sources or consult a qualified professional when needed. Last reviewed: 2026 • Based on publicly available official sources

FAQ

What is a 625 ILCS 5/12-610.2 ticket in Illinois?

A 625 ILCS 5/12-610.2 ticket in Illinois is a citation for using a handheld electronic communication device while driving. This includes texting, holding a phone during a call, typing into navigation, browsing apps, or manually using a mobile device while operating a vehicle on a roadway. Illinois allows some hands-free use for many adult drivers, but handheld use is prohibited.

How much does a 625 ILCS 5/12-610.2 cell phone ticket cost in Illinois?

A 625 ILCS 5/12-610.2 cell phone ticket in Illinois usually carries a base fine of $75 for a first offense, $100 for a second offense, $125 for a third offense, and $150 for a fourth or later offense. The total out-of-pocket cost can be higher if court-related costs apply or if you contest the citation. A third or later conviction is more serious because it becomes a moving violation.

Is a 625 ILCS 5/12-610.2 ticket a moving violation in Illinois?

A first or second 625 ILCS 5/12-610.2 conviction is generally not treated as a moving violation for suspension purposes in Illinois. A third or later conviction is treated as a moving violation. That means it can count toward the license suspension threshold and is more likely to affect your car insurance rates.

Can you fight a 625 ILCS 5/12-610.2 ticket in Illinois?

Yes. You can fight a 625 ILCS 5/12-610.2 ticket by appearing in court and contesting the officer’s version of events. Common defenses include arguing that you were using legal hands-free mode, making an emergency call, lawfully parked, or not using a phone at all. These cases often depend on what the officer actually saw and whether the device use was clearly handheld and illegal under the statute.

Will a 625 ILCS 5/12-610.2 ticket increase car insurance in Illinois?

A first 625 ILCS 5/12-610.2 ticket may have limited insurance impact compared with a standard moving violation, but repeat convictions create greater risk. A third or later conviction is treated as a moving violation in Illinois, making insurance increases more likely. Repeat distracted-driving behavior can also make insurers view the driver as higher risk even when the base fine itself is relatively small.
Last Updated: 2026-03-13
Reading Time: 13 min • Word Count: 2448
Daniel Brooks Traffic Law Researcher
Daniel analyzes Illinois traffic offenses, fines and local ordinance variations.
Reviewed by legal expert.